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Category: Money Matters

Pune Neighbourhoods – The Top Posh Areas for Investing

Real estate in Pune is like a limited-edition sneaker drop—everyone’s talking about it, and prices are going up faster than you can blink. Over the past year, home prices have surged by 8.92%, setting new records left, right, and centre. But to be frank, it’s not all numbers and...

Painting Your Walls? Here’s the Cost in 2024

They say a fresh coat of paint can change almost everything—and who are we to argue with that? After all, painting can completely change the feel of your home, whether you’re moving into a new place or just tired of the same old beige. Take it as a facelift...

Society Maintenance Charges Explained: What Are You Really Paying For?

You’ve just moved into a housing society and are dealing with many monthly Maintenance charges.   These fees aren’t just about society taking money from you—they keep everything running smoothly, from the lovely garden you enjoy in the mornings to the security guards who keep watch at night.   So, let’s...

Top Reasons to Invest in Residential Real Estate in India

With its unwavering performance and stability, residential real estate in India has emerged as a resilient and dependable investment option in the ever-changing landscape of investment opportunities. This sector offers consistent returns and sustained value appreciation despite market fluctuations and economic uncertainties. This article looks at the enduring impact...

The Smart Investor’s Guide to Luxury Real Estate in India

Investing in luxury real estate has always been seen as an advantageous opportunity, particularly in developing markets such as India. The demand for high-end properties is increasing due to the country’s growing economy, urbanization, and rising affluence among the population. This article discusses why investing in luxury real estate...

GIFT City: A Sustainable Urban Vision for India’s Growth

India is making its mark with several innovative megaprojects that reimagine urban development and financial systems in today’s interconnected world. Among these, the Gujarat International Finance Tec-City (GIFT City) is particularly ambitious. Positioned strategically between Ahmedabad and Gandhinagar, GIFT City aspires to become a premier global financial and technology...

Buying a Home with Zero Down Payment

For many, purchasing a home is a major achievement, but the sizable down payment can present a significant challenge. In India, a typical down payment can range from 10% to 25% of the property’s value, which can be substantial. However, there are methods for buying a home with zero...

Home Loan vs. Plot Loan: Which Is Right for You?

Do you dream of owning a home, an investment property, or a piece of land? Property investment can be a smart way to grow your wealth and achieve your long-term financial goals. However, with so many real estate financing options available, it can be challenging to determine which one...

Repo Rates: How They Influence Your Home Loan?

The repo rate is a key tool utilized by the Reserve Bank of India (RBI) to inspect the monetary landscape. For individuals looking to purchase a home, comprehending repo rates becomes a crucial part of the process. This article aims to simplify the complexities of repo rates, emphasizing their...

Loan to Value Ratio: What’s Behind the Numbers?

The Loan-to-Value Ratio (LTV) is a critical aspect that shapes borrowing and lending decisions in the financial landscape. This metric measures the percentage of the property’s value that is financed through a loan and plays a significant role in mortgage lending, auto loans, and other forms of secured borrowing....