Category: Money Matters

The repo rate is a key tool utilized by the Reserve Bank of India (RBI) to inspect the monetary landscape. For individuals looking to purchase a home, comprehending repo rates becomes a crucial part of the process. This article aims to simplify the complexities of repo rates, emphasizing their...

The Loan-to-Value Ratio (LTV) is a critical aspect that shapes borrowing and lending decisions in the financial landscape. This metric measures the percentage of the property’s value that is financed through a loan and plays a significant role in mortgage lending, auto loans, and other forms of secured borrowing....

Real estate management can be a complex field, with numerous terminologies and concepts to understand. One such term that holds significant importance is IFMS, also known as Interest-Free Maintenance Charge. IFMS plays a vital role in maintaining and managing common areas within residential complexes or commercial buildings. In this...

Investors always seek the most profitable sectors to grow their wealth, and one sector that has consistently shown promise is real estate. The real estate industry in India has vitally contributed to economic growth, providing diverse investment opportunities. So, stay with us as we provide you with an overview...

Acquiring a home is a major milestone for most of us, and with the convenience of home loans, this dream is now within reach of many. ICICI Bank recognizes the significance of owning a home and provides a hassle-free process for applying for home loans. This blog will take...

For many people, buying a home is the most significant investment they will ever make. While it’s an exciting prospect, entering the world of real estate financing can feel like walking through a maze, especially with terms like home loans and mortgage loans thrown into the mix. It’s easy...

The dream of owning a home is a cherished one for many individuals and families. However, the financial aspect of purchasing a house can often seem unattainable. This is where home loans come into play, providing individuals with the necessary funds to buy a property and make their dreams...

Are you in the market for a new home? The process of purchasing a home can be exciting, but it can also be complicated. Fortunately, the State Bank of India (SBI) is here to help. As one of the most trusted names in the Indian banking sector, SBI provides...

Investing in rental properties to generate income can be a smart financial move, but it’s important to understand the taxation implications that come with it. As we approach the fiscal year 2024-25, staying informed about the latest tax laws and regulations is crucial to ensure compliance and make the...

Have you ever wondered what those extra charges on your monthly Housing Society bill are? Non-occupancy charges can be a mystery to many property owners, leading to confusion, frustration, and even legal disputes. Understanding non-occupancy charges is vital for ensuring that you are not paying more than you should....