Category: Money Matters

Should You Buy A Home Alone or Jointly? The Smart Ownership Guide

Neither sole ownership nor joint ownership is inherently better. The right choice depends on your financial circumstances - who is investing how much in the property and how the asset will be managed in the future. Choosing a structure simply to obtain a concession or improve loan eligibility may solve one...

First Home Loan? What Every Homebuyer Should Expect (and Avoid)

Applying for your first home loan? As a homebuyer, you should understand the financial commitment you’re making while avoiding mistakes that can affect your budget for years to come. While the loan application itself is a fairly structured process, we have seen that first-time buyers underestimate the costs beyond...

Builder Charges in Gurgaon 2026: Understanding A Property Cost Sheet

Buying a home in Gurgaon can be a roller coaster with unexpected dips and turns. Once you’ve shortlisted a property, the developer will usually provide a detailed cost sheet with several charges in addition to the Basic Selling Price (BSP). Understanding these charges and why they’re included, helps buyers...

Real Estate Investment in India: Big Moves Shape the Property Market

India’s property sector is on the move again — and not quietly. From big-ticket funding rounds to landmark office leases and nationwide expansion drives, real estate investment in India is showing clear signs of strength and confidence. Whether it’s leading developers like Signature Global raising funds, global institutions like...

Home Loan Prepayment vs Investment: What Should You Do?

On June 6, 2025, the Monetary Policy Committee of the Reserve Bank of India (RBI) slashed the repo rate by 50 basis points, bringing it down from 6.0% to 5.5%. This marks the third consecutive cut this year (25 bps cuts earlier in February and April) and reflects RBI’s...