Category: Home Loan

Looking for a home loan can be a bit of a headache, right?  Banks and NBFCs are all competing for your business, but who’s got your back? Banks might lure you in with their lower interest rates and clear-cut rate changes tied to external benchmarks, but what about their...

So, you’ve just sealed the deal on your dream home, and now the real question is: How long do you want to be paying those monthly payments? Are you looking to dash to the finish line with a short-term loan, or are you more of a long-distance runner, taking...

If you’ve come into some extra cash, instead of blowing it all, think about using it to prepay your home loan EMIs. It might not be the first thing you’d consider, but it’s a smart move. By knocking down your loan principal, you’ll end up paying less interest and...

Before you start browsing listings and planning your housewarming party, there’s some crucial financial considerations to take care of. Have you heard of getting pre-qualified or pre-approved for a home loan? If you have not, don’t worry. Let’s discuss what they mean and how they can smooth the path...

The successful journey of homeownership involves more than just finding the perfect property—it also requires understanding the ins and outs of securing a suitable home loan. A central aspect of this process is comprehending Equated Monthly Installments (EMIs) – the periodic payments that contribute to repaying both the principal...

When it comes to buying a home, securing a favourable home loan with the lowest possible interest rate is crucial for long-term financial well-being. The interest rate you lock-in can impact your monthly mortgage payments and the overall cost of your home. To help you assist with this important...

Just think about it – you’ve been dreaming about your perfect home with cozy evenings by the beautiful garden and relaxed brunches in the backyard. It’s time to talk about the important but often overlooked part of buying a home: the down payment. The term “down payment” might sound...