Category: Money Matters

Engaging in real estate transactions often leads to many questions, especially when the concept of mutation enters the conversation. Among the myriad uncertainties, a common query arises regarding the possibility of selling property without mutation. This article will untangle the complexities surrounding mutation in property sales, shedding light on...

For many, purchasing a home is a major achievement, but the sizable down payment can present a significant challenge. In India, a typical down payment can range from 10% to 25% of the property’s value, which can be substantial. However, there are methods for buying a home with zero...

Do you dream of owning a home, an investment property, or a piece of land? Property investment can be a smart way to grow your wealth and achieve your long-term financial goals. However, with so many real estate financing options available, it can be challenging to determine which one...

Circle rates are an essential regulatory tool that establishes the minimum price at which properties can be bought or sold, as stipulated by the revenue department of the state government. They not only impact transaction costs but also play a crucial role in guaranteeing fair market practices. In this...

In 1985, India’s taxation system abolished inheritance tax, a tax levied on inherited assets. However, recently, there have been talks about reintroducing the tax due to apprehensions about the increasing concentration of wealth and economic inequality. This comprehensive guide will walk you through everything you need about inheritance tax,...

Legal proceedings can be complicated and stressful, but settlement deeds help make things easier. These deeds are agreements between parties that can help them resolve matters without going to court. Understanding settlement deeds is important in India, where legal matters can get particularly complex. This blog aims to explain...

The repo rate is a key tool utilized by the Reserve Bank of India (RBI) to inspect the monetary landscape. For individuals looking to purchase a home, comprehending repo rates becomes a crucial part of the process. This article aims to simplify the complexities of repo rates, emphasizing their...

The Loan-to-Value Ratio (LTV) is a critical aspect that shapes borrowing and lending decisions in the financial landscape. This metric measures the percentage of the property’s value that is financed through a loan and plays a significant role in mortgage lending, auto loans, and other forms of secured borrowing....

Real estate management can be a complex field, with numerous terminologies and concepts to understand. One such term that holds significant importance is IFMS, also known as Interest-Free Maintenance Charge. IFMS plays a vital role in maintaining and managing common areas within residential complexes or commercial buildings. In this...

Investors always seek the most profitable sectors to grow their wealth, and one sector that has consistently shown promise is real estate. The real estate industry in India has vitally contributed to economic growth, providing diverse investment opportunities. So, stay with us as we provide you with an overview...