Category: Money Matters

The repo rate is a key tool utilized by the Reserve Bank of India (RBI) to inspect the monetary landscape. For individuals looking to purchase a home, comprehending repo rates becomes a crucial part of the process. This article aims to simplify the complexities of repo rates, emphasizing their...

The Loan-to-Value Ratio (LTV) is a critical aspect that shapes borrowing and lending decisions in the financial landscape. This metric measures the percentage of the property’s value that is financed through a loan and plays a significant role in mortgage lending, auto loans, and other forms of secured borrowing....

Real estate management can be a complex field, with numerous terminologies and concepts to understand. One such term that holds significant importance is IFMS, also known as Interest-Free Maintenance Charge. IFMS plays a vital role in maintaining and managing common areas within residential complexes or commercial buildings. In this...

Investors always seek the most profitable sectors to grow their wealth, and one sector that has consistently shown promise is real estate. The real estate industry in India has vitally contributed to economic growth, providing diverse investment opportunities. So, stay with us as we provide you with an overview...

If you are involved in property ownership or real estate transactions, it’s essential to understand possession certificates’ significance. Possession certificates play a crucial role in determining the legal possession of a property, making them relevant to homeowners, landowners, and tenants alike. However, the process of obtaining a possession certificate...

If you’re a property owner, you’re likely to be always looking for ways to maximize your returns through renting. Have you ever considered renting out your property to a bank? This option can offer a range of benefits, including stable income, minimal maintenance, and long-term leases. But how exactly...

Congratulations on considering homeownership! It’s a significant milestone that comes with a lot of excitement and responsibility. However, before you begin your house hunt, make an important decision that could significantly impact your financial stability and peace of mind – choosing between a fixed-rate or floating-rate home loan. This...

Acquiring a home is a major milestone for most of us, and with the convenience of home loans, this dream is now within reach of many. ICICI Bank recognizes the significance of owning a home and provides a hassle-free process for applying for home loans. This blog will take...

For many people, buying a home is the most significant investment they will ever make. While it’s an exciting prospect, entering the world of real estate financing can feel like walking through a maze, especially with terms like home loans and mortgage loans thrown into the mix. It’s easy...

Aspiring to become a homeowner is a significant life-achievement, and Bajaj Finserv can help you turn this dream into a reality. Their home loan process is designed to provide you with a seamless and efficient journey towards homeownership. This guide will take you through the step-by-step process of obtaining...