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There is no universally correct answer. Buying a home in your own name offers simplicity and complete ownership, while buying jointly can improve affordability, loan eligibility and shared financial responsibility. The right choice depends on who is financing the purchase, who will repay the home loan and how you want …

Is It True That Home Loans for Women Are Easier to Get? Not exactly. Women homebuyers in India may receive modest financial benefits such as lower interest rates from some lenders or reduced stamp duty in certain states. However, these incentives don’t make home loans easier to obtain. Every borrower …

Do you really think that being self-employed makes getting a home loan more difficult? Not true, it simply means lenders assess your income differently. Instead of salary slips, they check your business records, Income Tax Returns (ITRs), bank statements, financial statements and your credit history to understand whether your income …

Applying for your first home loan? As a homebuyer, you should understand the financial commitment you’re making while avoiding mistakes that can affect your budget for years to come. While the loan application itself is a fairly structured process, we have seen that first-time buyers underestimate the costs beyond the …

For most of us, buying a home is the single largest financial commitment we will ever make. And equally true is the fact that the majority need to take out a home loan to afford it. Which makes it a little sad that while buyers often spend months researching projects, …