{"id":6956,"date":"2026-07-18T21:06:15","date_gmt":"2026-07-18T15:36:15","guid":{"rendered":"https:\/\/savemax.in\/blogs\/?p=6956"},"modified":"2026-07-20T21:07:02","modified_gmt":"2026-07-20T15:37:02","slug":"home-loans-for-self-employed-homebuyers","status":"publish","type":"post","link":"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/","title":{"rendered":"Home Loans for Self-Employed Homebuyers: What Lenders Really Look For"},"content":{"rendered":"<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/savemax.in\/blogs\/wp-content\/uploads\/2026\/07\/ChatGPT-Image-Jul-20-2026-09_03_14-PM.jpg\" alt=\"\" class=\"wp-image-6957\"\/><\/figure><p><\/p><p>Do you really think that being self-employed makes getting a home loan more difficult?<\/p><p>Not true, it simply means lenders assess your income differently. Instead of salary slips, they check your business records, Income Tax Returns (ITRs), bank statements, financial statements and your credit history to understand whether your income is stable and sustainable.<\/p><p>This guide explains how lenders evaluate self-employed borrowers, why certain documents matter, and what you can do to be a stronger loan applicant. Whatever be your source of income, understanding how lenders think can help you prepare better and avoid unnecessary delays.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_67_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#At_A_Glance\" title=\"At A Glance\">At A Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Why_Self-Employed_Borrowers_Are_Assessed_Differently\" title=\"Why Self-Employed Borrowers Are Assessed Differently\">Why Self-Employed Borrowers Are Assessed Differently<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#How_Lenders_Really_Evaluate_a_Self-Employed_Borrower\" title=\"How Lenders Really Evaluate a Self-Employed Borrower\">How Lenders Really Evaluate a Self-Employed Borrower<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Why_Business_Continuity_Matters\" title=\"Why Business Continuity Matters\">Why Business Continuity Matters<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Documents_Tell_Your_Financial_Story\" title=\"Documents Tell Your Financial Story\">Documents Tell Your Financial Story<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#What_Can_Delay_a_Self-Employed_Home_Loan\" title=\"What Can Delay a Self-Employed Home Loan?\">What Can Delay a Self-Employed Home Loan?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Common_Reasons_Applications_Take_Longer\" title=\"Common Reasons Applications Take Longer\">Common Reasons Applications Take Longer<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#How_to_Present_a_Stronger_Loan_Application\" title=\"How to Present a Stronger Loan Application\">How to Present a Stronger Loan Application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Are_You_Ready_to_Apply_for_a_Self-employed_Loan\" title=\"Are You Ready to Apply for a Self-employed Loan?\">Are You Ready to Apply for a Self-employed Loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Before_You_Apply\" title=\"Before You Apply\">Before You Apply<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Some_Frequently_Asked_Questions\" title=\"Some Frequently Asked Questions\">Some Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Can_self-employed_individuals_get_a_home_loan_in_India\" title=\"Can self-employed individuals get a home loan in India?\">Can self-employed individuals get a home loan in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#How_many_years_of_Income_Tax_Returns_are_usually_required\" title=\"How many years of Income Tax Returns are usually required?\">How many years of Income Tax Returns are usually required?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Does_business_age_affect_home_loan_eligibility\" title=\"Does business age affect home loan eligibility?\">Does business age affect home loan eligibility?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#Is_a_high_turnover_enough_to_qualify_for_a_home_loan\" title=\"Is a high turnover enough to qualify for a home loan?\">Is a high turnover enough to qualify for a home loan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/savemax.in\/blogs\/home-loans-for-self-employed-homebuyers\/#What_is_the_biggest_mistake_self-employed_borrowers_make\" title=\"What is the biggest mistake self-employed borrowers make?\">What is the biggest mistake self-employed borrowers make?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"At_A_Glance\"><\/span>At A Glance<span class=\"ez-toc-section-end\"><\/span><\/h2><p>The table below lists the common documents requested from self-employed borrowers and why they are pertinent.<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Document<\/strong><\/td><td><strong>Why lenders ask for it<\/strong><\/td><\/tr><\/thead><tbody><tr><td>PAN and Aadhaar<\/td><td>To verify identity and complete Know Your Customer (KYC) requirements.<\/td><\/tr><tr><td>Address proof<\/td><td>To establish residential details and complete KYC verification.<\/td><\/tr><tr><td>Income Tax Returns (usually the previous 2\u20133 years)<\/td><td>To assess declared income, consistency and repayment capacity over time.<\/td><\/tr><tr><td>Bank statements<\/td><td>To understand cash flow, banking discipline and repayment behaviour.<\/td><\/tr><tr><td>Profit &amp; Loss Account and Balance Sheet<\/td><td>To evaluate business performance and financial strength.<\/td><\/tr><tr><td>GST returns (where applicable)<\/td><td>To support business turnover and operational activity.<\/td><\/tr><tr><td>Business registration or professional licence<\/td><td>To confirm the legitimacy and continuity of the business or professional practice.<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Self-Employed_Borrowers_Are_Assessed_Differently\"><\/span>Why Self-Employed Borrowers Are Assessed Differently<span class=\"ez-toc-section-end\"><\/span><\/h2><p>One of the biggest misconceptions about home loans is that banks prefer salaried borrowers because they&#8217;re &#8220;safer&#8221;.<\/p><p>However, in actuality, lenders are assessing <strong>repayment capacity<\/strong>, not judging your career choices. Their objective is <strong>to determine whether the borrower is likely to repay the loan comfortably over the agreed tenure.<\/strong><\/p><p>The Reserve Bank of India (RBI) mandates regulated lenders to maintain board-approved credit appraisal policies that assess a borrower&#8217;s repayment capacity before sanctioning loans.<\/p><p>For salaried applicants, income can be easily verified through salary slips, Form 16 and bank records. For self-employed borrowers, the same process has to be built through a different set of financial records, including business income, tax filings, banking transactions and financial statements.<\/p><p>For many self-employed applicants, the difference is not income. The challenge is to demonstrate that income clearly and consistently.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Lenders_Really_Evaluate_a_Self-Employed_Borrower\"><\/span>How Lenders Really Evaluate a Self-Employed Borrower<span class=\"ez-toc-section-end\"><\/span><\/h2><p>The lender does not review your paperwork in isolation; they try to build an overall picture of your financial profile.<\/p><p><strong>Every lender is trying to answer three questions:<\/strong><\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>What the lender wants to know<\/strong><\/td><td><strong>How they usually assess it<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Is your income genuine?<\/strong><\/td><td>Income Tax Returns, GST returns (where applicable), audited financial statements, bank statements and business records.<\/td><\/tr><tr><td><strong>Is your income likely to continue?<\/strong><\/td><td>Business vintage, profit trends, nature of business, customer stability and consistency of earnings over multiple years.<\/td><\/tr><tr><td><strong>Can you comfortably repay the loan?<\/strong><\/td><td>Existing EMIs, credit history, banking behaviour, cash flow and overall financial obligations.<\/td><\/tr><\/tbody><\/table><\/figure><p>Every document you submit helps answer one or all of these questions.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_Business_Continuity_Matters\"><\/span>Why Business Continuity Matters<span class=\"ez-toc-section-end\"><\/span><\/h2><p>As a self-employed borrower, you may be surprised you\u2019re asked how long your business has been operating.<\/p><p>This is an important question because lenders use business continuity as an indicator of financial stability. A business that has operated successfully for several years has a demonstrated ability to generate income in different market conditions. From a lender&#8217;s perspective, this is better than a business with only one strong financial year.<\/p><p>Most lenders expect self-employed applicants to demonstrate <strong>at least two to three years of business continuity<\/strong>, while some may require a longer operating history depending on the profession, loan amount or risk profile. For example, PNB Housing currently specifies a minimum business continuity requirement of three years for self-employed applicants.<\/p><p>However, a long-established business with irregular tax filings or inconsistent banking records will still face additional scrutiny.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Documents_Tell_Your_Financial_Story\"><\/span>Documents Tell Your Financial Story<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Self-employed home loan applications can take longer to process than salaried applications. This is simply because business income often requires a more comprehensive assessment before a lending decision can be made.<\/p><p>Identity and address documents establish who you are, while Income Tax Returns, bank statements and financial statements verify your income, cash flow and repayment capacity. Business registration documents and, where applicable, <a href=\"https:\/\/www.gst.gov.in\" target=\"_blank\" rel=\"noopener\">GST returns<\/a> provide additional evidence that your business is genuine, operational and financially active.<\/p><p>These documents paint a picture of your financial health. For example, the income declared in your Income Tax Returns should broadly align with your banking transactions and the performance reflected in your financial statements. Similarly, business turnover should be supported by GST filings where they apply.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Can_Delay_a_Self-Employed_Home_Loan\"><\/span>What Can Delay a Self-Employed Home Loan?<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Delays are often caused by <strong>gaps in documentation or questions that require additional verification<\/strong>.<\/p><p>The more detailed and up to date your financial records, the easier it is for a lender to understand &amp; approve your application.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Reasons_Applications_Take_Longer\"><\/span>Common Reasons Applications Take Longer<span class=\"ez-toc-section-end\"><\/span><\/h3><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Situation<\/strong><\/td><td><strong>Why it concerns the lender<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Incomplete or inconsistent Income Tax Returns<\/strong><\/td><td>Makes it difficult to establish your actual earning capacity over time.<\/td><\/tr><tr><td><strong>Significant fluctuations in business income<\/strong><\/td><td>May raise questions about whether current income levels are sustainable.<\/td><\/tr><tr><td><strong>Large unexplained transactions in bank statements<\/strong><\/td><td>Lenders may seek clarification on the source and nature of these transactions.<\/td><\/tr><tr><td><strong>Poor separation between business and personal finances<\/strong><\/td><td>Makes it harder to assess business performance and cash flow accurately.<\/td><\/tr><tr><td><strong>High existing debt obligations<\/strong><\/td><td>Existing EMIs and financial commitments affect your repayment capacity.<\/td><\/tr><tr><td><strong>Low or inconsistent credit history<\/strong><\/td><td>A weaker repayment track record may require additional scrutiny.<\/td><\/tr><\/tbody><\/table><\/figure><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Present_a_Stronger_Loan_Application\"><\/span>How to Present a Stronger Loan Application<span class=\"ez-toc-section-end\"><\/span><\/h2><p>A successful self-employed loan application requires you to organise your finances before approaching a lender. Use the checklist below to prepare.<\/p><figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Instead of&#8230;<\/strong><\/td><td><strong>Consider doing this&#8230;<\/strong><\/td><\/tr><\/thead><tbody><tr><td>Waiting until you&#8217;ve shortlisted a property<\/td><td>Organise your financial records before you begin your property search.<\/td><\/tr><tr><td>Mixing personal and business transactions<\/td><td>Maintain separate banking records wherever possible.<\/td><\/tr><tr><td>Filing tax returns only when required<\/td><td>File Income Tax Returns accurately and consistently every year.<\/td><\/tr><tr><td>Applying with incomplete documents<\/td><td>Prepare a complete financial file before speaking to lenders.<\/td><\/tr><tr><td>Comparing only interest rates<\/td><td>Compare eligibility criteria, processing fees, loan features and customer service as well.<\/td><\/tr><\/tbody><\/table><\/figure><p>Because lenders are not simply evaluating your current income but trying to decide whether that income is likely to remain reliable throughout your loan tenure, early preparation is a good strategy.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Are_You_Ready_to_Apply_for_a_Self-employed_Loan\"><\/span>Are You Ready to Apply for a Self-employed Loan?<span class=\"ez-toc-section-end\"><\/span><\/h2><p>Before submitting a home loan application, ask yourself these five questions:<\/p><ul class=\"wp-block-list\"><li>Have I maintained consistent Income Tax Returns over the last two to three years?<\/li>\n\n<li>Are my business and personal banking records organised?<\/li>\n\n<li>Can I clearly explain any significant changes in my income?<\/li>\n\n<li>Have I reviewed my credit report and resolved any obvious issues?<\/li>\n\n<li>Do I have all the financial documents a lender is likely to request?<\/li><\/ul><p>If you answered <strong>&#8220;Yes&#8221;<\/strong> to most of these questions, your application will be processed more smoothly.<\/p><p>If not, spend a little time getting organised so you can save unnecessary back-and-forth later.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Before_You_Apply\"><\/span>Before You Apply<span class=\"ez-toc-section-end\"><\/span><\/h2><p>If you&#8217;re planning to buy a home in Gurgaon, take time to organise your financial records before you start comparing lenders or paying a booking amount. Understanding how lenders evaluate self-employed borrowers will help you choose the right financing, negotiate with greater confidence and avoid delays that could affect your property purchase.<\/p><p>At <a href=\"http:\/\/www.savemax.in\">Save Max<\/a>, we believe informed buyers make better property decisions. Whether you&#8217;re comparing projects, evaluating costs or planning your home loan, understanding the process before you commit is one of the smartest investments you can make.<\/p><h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Frequently_Asked_Questions\"><\/span>Some Frequently Asked Questions<span class=\"ez-toc-section-end\"><\/span><\/h2><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Can_self-employed_individuals_get_a_home_loan_in_India\"><\/span>Can self-employed individuals get a home loan in India?<span class=\"ez-toc-section-end\"><\/span><\/h3><p>Yes. Banks and housing finance companies provide home loans to self-employed professionals, entrepreneurs and business owners. Instead of salary slips, lenders assess business income through documents such as Income Tax Returns, bank statements, financial statements and business records.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_many_years_of_Income_Tax_Returns_are_usually_required\"><\/span>How many years of Income Tax Returns are usually required?<span class=\"ez-toc-section-end\"><\/span><\/h3><p>Many lenders ask for <strong>two to three years of Income Tax Returns<\/strong> to understand whether your income has been consistent over time. The exact requirement varies depending on the lender and the borrower&#8217;s profile.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Does_business_age_affect_home_loan_eligibility\"><\/span>Does business age affect home loan eligibility?<span class=\"ez-toc-section-end\"><\/span><\/h3><p>Yes. Business continuity is an important factor because it demonstrates financial stability. Many lenders prefer businesses that have been operating for at least <strong>two to three years<\/strong>, although eligibility criteria differ across lenders.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Is_a_high_turnover_enough_to_qualify_for_a_home_loan\"><\/span>Is a high turnover enough to qualify for a home loan?<span class=\"ez-toc-section-end\"><\/span><\/h3><p>Not necessarily. Lenders consider several factors, including declared income, profitability, existing liabilities, repayment history and the overall quality of your financial records. A well-documented business with consistent earnings is often viewed more favourably than one with high but irregular income.<\/p><h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_the_biggest_mistake_self-employed_borrowers_make\"><\/span>What is the biggest mistake self-employed borrowers make?<span class=\"ez-toc-section-end\"><\/span><\/h3><p>One of the most common mistakes is waiting until they&#8217;ve found a property before organising their financial records. Preparing documents, reviewing your credit profile and ensuring your tax filings are up to date before applying can make the approval process significantly smoother.<\/p><p><strong>Closing Thought<\/strong><\/p><p><strong>Lenders don&#8217;t finance business owners because their income is predictable. They finance them because their financial story is believable.<\/strong><\/p><p><\/p>","protected":false},"excerpt":{"rendered":"<p>This guide explains how lenders evaluate self-employed borrowers, why certain documents matter, and what you can do to be a stronger loan applicant. Whatever be your source of income, understanding how lenders think can help you prepare better and avoid unnecessary delays.<\/p>\n","protected":false},"author":3,"featured_media":6957,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[386,41],"tags":[196,580,556,649,648],"class_list":["post-6956","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loan","category-money-matters","tag-developers-in-gurgaon","tag-gurgaon-homes","tag-gurugram-real-estate","tag-home-loans-for-self-employed","tag-self-employed-homebuyer"],"_links":{"self":[{"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/posts\/6956"}],"collection":[{"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/comments?post=6956"}],"version-history":[{"count":1,"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/posts\/6956\/revisions"}],"predecessor-version":[{"id":6958,"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/posts\/6956\/revisions\/6958"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/media\/6957"}],"wp:attachment":[{"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/media?parent=6956"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/categories?post=6956"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/savemax.in\/blogs\/wp-json\/wp\/v2\/tags?post=6956"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}